Credit Card Processing Merchant Account

Why You Must Have a Credit Card Processing Merchant Account

Why must you have a credit card processing merchant account? To put it simply, researchers are revealing that eighty to ninety percent of all consumers shop online at one time or another and the only way you can process such payments is through the use of a virtual credit card processing machine. Virtual credit card processing machines are not physical machines, but payment gateways, where a customer can input vital credit card data so it can be transmitted over a secure online payment connection. Having a credit card processing merchant account means you can get in on the monies being spent by online shopping consumers.

A credit card processing merchant account is associated with a simplified software application that is supplied to you by the credit card processing company. You can access deferred processing services or real time processing services that are immediate and instantaneous. You will have to base the credit card processing services you decide on based upon your average sales volume and the control you want to have over each transaction you process.

When you opt for real time credit card processing services the transaction that a consumer makes is immediate. The consumer gets immediate feedback out the transaction and they are supplied with a detailed invoice which is often in a printable format for their personal records. Everything is automated and you have to do nothing but accept the payment and process the orders made. When you opt for deferred processing methods, you will need to be prepared to process the credit card transaction yourself or you will have to have someone process the entire transaction for you through the act of manually entering the consumer’s information. If you are looking to save time or potential labor fees, the automated services are more appropriate. Bear in mind that for the convenience you may face higher credit card processing fees however.



Name of Business: *
Owner or Contact Person Name:*
Email Address:*
Telephone Number:*
FAX Number:
Do you want us to email or FAX you the application: Email     FAX
Website Address (if any):
Type of Account:
Do you currently accept credit cards?
Estimated Sales per Month:
Owner Personal Credit:
Additional Information: