Merchant Card Processing

Things to Ask the Merchant Card Processing Account Provider

For any small or large business owner presently researching merchant card processing account providers, there are some definite questions you will want answered as you seek out services. Merchant card processing offers differ greatly from one merchant credit card processing provider to another. When you are doing your research and comparing account offerings for a credit card processing for small business or large business transaction control, keep some of these questions in mind.

First find out if you are limited in terms of the amount of transactions that can be handled in a given month; are their monthly maximums or minimums in terms of transactions that the merchant will handle? When minimums are applied, if your transaction levels do not meet that minimum you can expect additional out of pocket business expenses. If maximum transactions are applied this could limit how much your business is allowed to bring in.

Next, question if you have to pay for a yearly fee in association with the merchant credit card processing account. On top of all the other fees you will have to pay for services, there are companies that charge an annual membership fee. You can find merchant credit card processing services that waive the fee for you or that do not have one; this is probably your best account option since your expenses are reduced.

Examine the agreement supplied to you by the merchant credit card processing company and look to see if the company charges you a fee for cancellation. If at any time you no longer require the merchant credit card processing services and you need to opt out of your agreement, you could be charged a fee for doing so. While some fees are within reason, others may not be; carefully assess your contract to make sure it is reasonable and right for you.



Name of Business: *
Owner or Contact Person Name:*
Email Address:*
Telephone Number:*
FAX Number:
Do you want us to email or FAX you the application: Email     FAX
Website Address (if any):
Type of Account:
Do you currently accept credit cards?
Estimated Sales per Month:
Owner Personal Credit:
Additional Information: